Why we exist
After a decade in business banking, we kept seeing the same pattern. Owners could secure the capital to grow, but two things held the growth back. The numbers ran months behind, so decisions were made on the bank balance. And the day-to-day leaked money: invoices that went out late, prices that never caught up with costs, overtime nobody planned for, and processes that only lived in the owner's head.
Blue Water was built to fix both. On the finance side, we act as your part-time CFO: we validate your numbers every month, turn them into decisions you can steer by, and plan what's next. On the operations side, we fix what those numbers reveal, with clear procedures and the right tools in your team's hands.
The goal is simple: a business that runs well on a Tuesday when you're not in the building.
Meet the founders
Bryce leads the finance side. Colin leads operations. You get one team, one plan and one portal.
Co-Founder · Finance & Fractional CFO
Bryce started in the financial industry at 18 and has spent more than ten years in banking, working closely with business owners to structure their finances for growth. He leads Blue Water's finance work: validating the monthly close, building cash forecasts and budgets, and keeping owners lender-ready. Having sat on the bank's side of the table, he knows what the numbers need to show, and he makes sure they show it.
Co-Founder · Operations & Systems
Colin leads Blue Water's operations work. When the numbers point to a problem, he fixes how the work gets done: mapping the workflow, turning procedures into visual SOPs, and connecting the software a client already relies on so information stops getting re-keyed and lost. His work makes sure every client has the right tools and resources, whatever their industry.
Senior financial leadership, part-time. Instead of hiring a full-time CFO, you get one for a set number of hours each month: validating your close, forecasting cash, setting the budget and KPIs, and helping you make decisions on real numbers. Start with Financial Governance, or add Growth & Strategy when you're ready to plan ahead.
No. Blue Water is a business growth, strategy and operations firm. Your bookkeeper records the transactions and your CPA files your taxes. We provide Executive Financial Coordination with both, so your numbers reach you validated and tax-ready, and we can introduce you to a bookkeeper if you don't have one.
Yes. Plenty of clients start with finance only, or with a single operations project. Each service has its own written scope, so you can add or drop one later. Most owners find the two work best together, which is why the combined option costs less than buying them separately.
Yes. You see your operations and financial control scores, estimated leak, recommended next step and 30-day plan on screen as soon as you finish. If it looks like a fit, we'll invite you to a Financial & Operational Audit to confirm the numbers and agree the right mix of finance and operations work. There's no obligation.
We review your results and reach out to schedule the audit. During the audit we look at your financials and how work moves through your team, then deliver a written roadmap and proposal.
Your answers go to Blue Water and are used to prepare your results, email them to you, and follow up about next steps. We never sell your information, and you can unsubscribe from follow-up emails at any time. See our Privacy Policy.
They're directional, built from your answers, any real figures you provide, and industry benchmarks, and they're capped conservatively against your gross profit. We validate everything against your books during the audit.
We've built diagnostics for 13 industries, from construction and maritime to healthcare and professional services. If yours isn't listed, choose “Specialized Commercial Trades” or contact us.
Use Client Login at the top of any page. It takes you to your private portal, where your monthly numbers, close checklist, SOPs, roadmap and documents live.
Free, confidential, about 12 minutes. You'll see your scores and your biggest leak right away.
